P·01US title industry
Overnight curative work, per file, every fact cited.
ClearFile is an AI curative desk for US title teams. Send a stuck property file, get back a finished, evidence-linked resolution package ready for human sign-off. No seats, no implementation, no platform migration.
- $99 to $249 per file
- +$150 per release obtained
- First 10 files free
- Florida and Texas first
CLEARFILE · FILE 2026-1043 · DEFECT TABLE
4 of 4 rows cited
Illustrative sample. Real tables link every row to the recorded instrument.
01The job
Curative work is investigation, and investigators are retiring.
Before a property can close, someone has to reconstruct its ownership history and clear every defect against it.
A curative specialist works a file for two to ten days at $50 to $150 an hour: unreleased mortgages, missing assignments, probate gaps, name mismatches. The records live across more than 3,100 county systems with no shared format, much of it behind paywalled plants or in handwritten scans. The workforce that knows how to work these files is shrinking and aging.
In the ALTA survey from March 2026, 59 percent of title professionals ranked obtaining old mortgage releases as their number one problem. The backlog is structural, and per-file fees are already how the industry buys this work.
Why a chatbot does not do this job
County record formats are fragmented, key plants are paywalled, and the work is iterative: search, read, cross-reference, chase, verify. ClearFile runs an agent loop with real tools, county coverage, and a citation layer that drops any claim it cannot source.
02Deliverables
The package your officer signs.
Every deliverable is assembled for licensed review, not for a demo.
D·01
Defect table
Every title defect found on the file, each row hyperlinked to its source document, page, and record URL. Nothing appears without a source.
D·02
Chain of title
The reconstructed ownership graph with citations at every link, so your officer can verify the chain in minutes instead of days.
D·03
Resolution playbook
Drafted release-request letters, servicer identification, submission status, and a follow-up log that keeps chasing until responses land.
D·04
Curative package
Assembled evidence ready for the title officer or attorney to approve and file, in the order a reviewer expects.
D·05
Zero-citation guarantee
Any claim without a source is dropped from the deliverable. The system abstains instead of guessing. That is the product rule, not a setting.
D·06
Release chase log
When a release is obtained, you get the recorded instrument in hand. The success fee is only charged on actual documents.
03Workflow
From stuck file to signed package.
01
Send the file Friday
Forward the file that has been sitting in the backlog: unreleased mortgages, missing assignments, probate gaps, liens, name mismatches. No onboarding, no setup call required.
02
The desk works overnight
The harness searches, reads, cross-references, and chases across county records and servicer channels. Iterative investigation, not one-shot question answering, until every defect has a source.
03
Review in the morning
You open the package: defect table, chain of title, drafted release requests, follow-up log. Every claim links to a document, page, and record URL.
04
Approve and file
Your title officer or attorney signs off. We keep chasing open releases until the document is in hand, and the file status stays logged.
04Fit
Built for independent agencies first.
Platform AI that locks you into one closing system is not a neutral answer. ClearFile produces work product wherever you close.
Who we work with
- Independent title agencies carrying curative backlogs
- REO and foreclosure teams working counter-cyclical volume
- Underwriters and bulk buyers who need batch pricing and an SLA
- Attorneys who need the evidence package assembled, not decided
Works alongside
- RamQuest
- SoftPro
- ResWare
- Qualia
- DataTrace plants
- First American plants
- County recorder portals
05Pricing
Priced per file, like the industry already buys.
No seats, no implementation fee, no platform to migrate to. The first ten files are free so you can measure us on your real backlog.
Standard curative file
$99per file
- Defect table with source links
- Chain of title, cited
- 48 hour turnaround target
Typical single-defect residential files.
Complex file
$199to $249 per file
- Everything in Standard
- Probate and multi-lien files
- Resolution drafting included
Priced by defect count and county coverage at intake.
Release obtained
+$150success fee
- The actual recorded release in hand
- Full chase log
- Follow-ups until it lands
Charged only on documents obtained, never on attempts.
Bulk and underwriter programs: $59 to $79 per file with an SLA and batch API. Compute and tooling cost stays under 15 percent of file price by internal guardrail.
06FAQ
What title teams ask first.
If yours is not here, ask us directly. We answer with sources.
The deliverable is structured for verification: every defect row links to its instrument and page, so your officer checks rather than trusts. Claims without sources never enter the table because the system drops them. In pilots we run files in parallel with the human process and publish the deltas: defects found, days to clear, cost per file.
Start
Send us your ugliest file Friday.
One real stuck file, worked overnight, returned cited. If the package does not beat your current turnaround, you have spent nothing. The first ten files are free.